Types of housing subsidies
Peel residents cannot specifically apply for housing subsidies. To find out if you’re eligible for a housing subsidy or other housing support, you must complete the housing screening tool.
Review the different housing subsidy types.
These subsidies are attached to units owned by community housing providers and Peel Region. There are 2 types of Community Housing Subsidies: Housing Services Act subsidies and Peel Region subsidies.
Community Housing - Housing Services Act subsidies
Formerly referred to as rent geared to income subsidies (RGIs), this subsidy is attached to units in Community Housing Provider buildings and mandated by the Ontario government under the Housing Services Act. The subsidy is administered through the Centralized Waiting List and the amount is determined based on a rent-geared-to-income calculation, or the rent benefit amount set by the Ontario government if you receive social assistance or the Ontario Disability Support Program.
You may be eligible if:
- You can live independently with or without support services.
- You are over 16 years old.
- You are a Canadian citizen, a Permanent Resident of Canada, or a refugee claimant, or you are applying to become a Permanent Resident.
- You are not under a removal order to leave Canada.
- You do not owe money to any social housing provider in Ontario, and if you do, you have an agreement to repay this money.
- You have income and assets that are within Peel Region’s allowable limits
The 2025 income limits are set based on the bedroom size you are applying or qualify for:
- Bachelor unit - $56,000
- 1-bedroom - $67,500
- 2-bedroom - $77,000
- 3-bedroom - $82,500
- 4-bedroom or larger - $82,500
The asset limits for 2025 are:
- Single person - $50,000
- Family - $75,000
Community Housing – Peel Region
This subsidy type is funded through Peel Region and attached to units in Peel Region owned buildings. This type of subsidy is not mandated by the Ontario government, so the subsidies are administered through our needs-based approach. There are short, mid and long-term subsidies.
Requirements:
- You must live in Peel
- You must be a Canadian citizen, landed immigrant, or have applied for permanent residency or refugee protection in Canada, with no removal orders.
The 2025 income limits are set based on the bedroom size you are applying or qualify for:
- Bachelor unit - $56,000
- 1-bedroom - $67,500
- 2-bedroom - $77,000
- 3-bedroom - $82,500
- 4-bedroom or larger - $82,500
Peel Region has the discretion to consider households with income up to 10% above the allowable limit for their household.
Assets:
- You agree to sell any home or land that you own, or share ownership of, within 6 months of accepting an offer.
- You do not have cash, investments, or property worth more than $50,000 (or $75,000 if applying with someone).
Money owing to Community Housing Provider
You may be required to arrange a repayment agreement and show that repayments are being made as part of the case plan.
Subsidy calculations
Subsidy amount is based on your income. If you are receiving assistance from Ontario Works or the Ontario Disability Support Program, the maximum allowances will be used when calculating the subsidy amount.
Individualized case plan
You must participate in the development and execution of individualized case plans. These plans aim to improve your housing situation and to help you to become self-sufficient.
These subsidies relate to units owned by private landlords. There are 2 types of Private Housing Subsidies. Housing Services Act subsidies and Peel Region subsidies.
Private – Housing Services Act
This subsidy type is mandated by the Ontario government under the Housing Services Act. It is administered through the Centralized Waiting List, and the amount is determined based on a rent-geared-to-income calculation, or the rent benefit amount set by the Ontario government if you receive social assistance or Ontario Disability Support Program.
You may be eligible if:
- You can live independently with or without support services.
- You are over 16 years old.
- You are a Canadian citizen, a permanent resident of Canada or a refugee claimant, or you are applying to become a permanent resident.
- You are not under a removal order to leave Canada.
- You do not owe money to any social housing provider in Ontario, and if you do, you have an agreement to repay this money.
- You have income and assets that are within Peel’s allowable limits.
The 2025 income limits are set based on the bedroom size you are applying or qualify for:
- Bachelor unit - $56,000
- 1-bedroom - $67,500
- 2-bedroom - $77,000
- 3-bedroom - $82,500
- 4-bedroom or larger - $82,500
The asset limits for 2025 are:
- Single person - $50,000
- Family - $75,000
Private – Peel Region
This type of subsidy is funded by Peel Region and administered through the Region’s needs-based approach. There are short, mid and long-term subsidies.
Requirements:
- You must live in Peel
- You must be a Canadian citizen, landed immigrant, or have applied for permanent residency or refugee protection in Canada, with no removal orders.
The 2025 income limits are set based on the bedroom size you are applying or qualify for:
- Bachelor unit - $56,000
- 1-bedroom - $67,500
- 2-bedroom - $77,000
- 3-bedroom - $82,500
- 4-bedroom or larger - $82,500
Peel Region has discretion to consider households with income up to 10% above the allowable limit.
Assets:
- You agree to sell any home or land that you own, or share ownership of, within 6 months of accepting an offer.
- You do not have cash, investments, or property worth more than $50,000 (or $75,000 if applying with someone).
Money owing to Community Housing Provider
You may be required to arrange a repayment agreement and show that repayments are being made as part of the case plan.
Subsidy calculations
Subsidy amount is based on your income. If you are receiving assistance from Ontario Works or the Ontario Disability Support Program, the maximum allowances will be used when calculating the subsidy amount.
Individualized case plan
You must participate in the development and execution of individualized case plans which aim to improve your desired housing outcomes and self-sufficiency for each household receiving a subsidy.
This subsidy type is attached to the individual, not the unit. This means that the subsidy moves with the individual if they choose to re-locate in Peel Region, and still meet all other eligibility requirements. Most of these subsidies are with private landlords. The subsidy is administered through the needs-based approach. There are short, mid and long-term subsidies.
Requirements:
- You must live in Peel
- You must be a Canadian citizen, landed immigrant, or have applied for permanent residency or refugee protection in Canada, with no removal orders.
The 2025 income limits are set based on the bedroom size you are applying or qualify for:
- Bachelor unit - $56,000
- 1-bedroom - $67,500
- 2-bedroom - $77,000
- 3-bedroom - $82,500
- 4-bedroom or larger - $82,500
Peel Region has discretion to consider households with income up to 10% above the allowable limit.
Assets:
- You agree to sell any home or land that you own, or share ownership of, within 6 months of accepting an offer.
- You do not have cash, investments, or property worth more than $50,000 (or $75,000 if applying with someone).
Money owing to Community Housing Provider
You may be required to arrange a repayment agreement and show that repayments are being made as part of the case plan.
Subsidy calculations
Subsidy amount is based on your income. If you are receiving assistance from Ontario Works or the Ontario Disability Support Program, the maximum allowances will be used when calculating the subsidy amount.
Individualized case plan
You must participate in the development and execution of individualized case plans which aim to improve your desired housing outcomes and self-sufficiency for each household receiving a subsidy.